Not all home inspection companies are created equal. Neither are all Home Inspectors certified. Consumers often rely on local Real Estate companies or Inspector Association memberships to assure them that they are getting a qualified inspector. Some Real Estate firms avoid using thorough inspectors in fear that it will "kill the Deal".

While licensing and trade association membership is a good first step in evaluating an inspection firm, it's not the ONLY qualification to look for. Most licensing or inspector associations do not require professional liability insurance, annual re-testing or on-going technical support.

Not all Home Inspectors are Insured. One of the most important credentials to look for in selecting a home inspection company is their insurance coverage.

Errors and Omissions insurance is like malpractice insurance to cover inspector negligence. General Liability insurance protects you should the inspector damage something (like an expensive vase) while at the inspection site. Employing an inspector without these essential insurance policies shifts incredible liability to you, the buyer.

There is no one background that fully trains an individual for all the different conditions that may exist in a home. Regardless of the technical background of the inspectors, ALL HOME INSPECTORS should be required to be formally trained in home inspections.

The following list of questions has been prepared to help you evaluate and select the most qualified home inspection service.

Questions To Ask:

· Does your company stand behind your inspection reports?

· Does the company include a complimentary written limited guarantee with each inspection report?

· How will the company handle deficiencies found after purchase?

· What kind of formal training do your inspectors receive?

· What is the extent of their on-going training?

· Are your inspectors certified?

· Are your inspectors covered by E&O Insurance?

· Does the company carry General Liability Insurance?

· How long has the company been in the home inspection business?

· Can I accompany the inspector on the inspection?

· Will you provide me with a professional inspection report including pictures?